The Thrift Savings Plan (TSP) has long served as a cornerstone of retirement savings for federal employees and members of the uniformed services. As retirement planning becomes more complex, TSP ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...

Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance into Roth (after ...

・A Roth conversion ladder lets early retirees access traditional retirement funds before age 59½ without the 10% early withdrawal penalty, but each conversion requires a separate 5-year waiting period ...

JPMorgan Equity Premium Income ETF (JEPI) yields 8.3% inside roth conversions, compounding tax-free during five-year seasoning period. Track each conversion year independently to avoid 10% penalty on ...

As federal employees navigate the 2026 tax year, the TSP contribution limit has increased to $24,500, offering a fresh opportunity to boost retirement savings. Coupled with the newly available in-plan ...