The problem with a one-size-fits-all philosophy is that it never truly fits everyone. Thanks to many employers auto-enrolling employees in a 401(k), target-date funds have grown in popularity as a ...

The right data can help employers offer the right investment solutions to help employees reach their retirement goals. Data informs nearly every decision an employer makes. Yet, one employer decision ...

July 2 (Reuters) – The equity weighting glide path – the idea that savers should cut risky holdings of stocks mechanically as they approach retirement – is an appealing metaphor, easy to understand ...

A final example in the decision rules category is the Target Percentage Adjustment method introduced by David Zolt in his 2013 Journal of Financial Planning article, “Achieving a Higher Safe ...

Today’s market outlook seems more challenging for investors - including defined contribution plan participants. For investors seeking new avenues to enhance return and diversification potential, ...

Academic simulations prove that the distribution of wealth is greater with glide paths that increase in equity allocation rather than decrease. No safe landing. Savings impact the distribution of ...

Here are six reasons to revive the Lifetime Retirement Investment Scheme with a mechanism that lets investors ratchet up or taper off risk-taking RECENT news that the Central Provident Fund (CPF) is ...

A common assumption for withdrawal rate studies is that the asset allocation remains fixed throughout retirement and is rebalanced to the targeted allocation every year. For this discussion, we will ...

If there's one generally accepted principle in the realm of asset allocation, it's that young people with a long runway to retirement should start out with equity-heavy portfolios and only gradually ...

July 2 (Reuters) - The equity weighting glide path - the idea that savers should cut risky holdings of stocks mechanically as they approach retirement - is an appealing metaphor, easy to understand ...